{
  "paper_id": "W3DC-2026-007",
  "title": "Engagement, Bounded Responsibility, and Decision Capability in Family Capital",
  "reviewed_revision": "v11_public_working",
  "review_date": "2026-07-22",
  "publication_class_reviewed": "PUBLIC_WORKING_PAPER_UNVALIDATED_NOT_PEER_REVIEWED",
  "review_truth": "five adversarial AI persona reviews; not external human or peer review",
  "reviewed_artifacts": {
    "pdf_sha256": "fcf3434db7392833f66a3d81caab3aaee7caf1374f9ba4d362a544d345e42fb0",
    "manuscript_sha256": "14408e7a1c8e7d5fa7006e5008b0540c6a72fd1d2415a006602197b21316440e"
  },
  "personas": [
    {
      "persona": "empirical methods and source-use reviewer",
      "scope": "33-source accounting, claim-use limits, authority-citation placement, Phase 1 intervention classification, effect-information display, and methods-supplement release consistency",
      "corrections_verified": [
        "Empirical citations support the developmental role statement and no longer serve as legal authority for delegation.",
        "The authority rule is labeled a normative design constraint requiring applicable-law and jurisdiction-specific review.",
        "Analytically non-interventional observation is limited to independently generated records and ordinary-practice reflection.",
        "Researcher prompting, feedback, or conducted reflection is classified as intervention.",
        "The methods supplement permits only the public unvalidated working-paper class and reserves validated or peer-reviewed claims for independent human full-text review.",
        "The 2, 3, 20, and 8 effect-information categories reconcile without pooling or ranking."
      ],
      "final_verdict": "PASS_PUBLIC_WORKING_PAPER_ONLY"
    },
    {
      "persona": "Wealth 3.0 factual-interpretation reviewer",
      "scope": "Wealth 3.0 attribution, separation from HNWI Chronicles indicators, practitioner-source provenance, and non-endorsement",
      "corrections_verified": [
        "Wealth 3.0 is framed only as an external professional orientation.",
        "The proposed behavioral indicators are explicitly identified as HNWI Chronicles constructs and not Wealth 3.0 measures.",
        "Records 1 and 2 are bounded to orientation-only use and verified against their primary published PDFs.",
        "Non-endorsement, unvalidated status, and lack of independent human verification are explicit."
      ],
      "final_verdict": "PASS_PUBLIC_WORKING_PAPER_ONLY"
    },
    {
      "persona": "private-client authority reviewer",
      "scope": "lawful authority, record preservation, privacy and retention duties, Proposition 2 independence, private-foundation and donor-advised-fund control, adjudication limits, and declarations",
      "corrections_verified": [
        "The Principal's Release Record is a versioned decision-process record rather than a governing instrument.",
        "Protection from silent alteration remains subject to applicable correction, deletion, retention, privacy, privilege, and legal-hold duties.",
        "Proposition 2 authority is independent of recruitment, research consent, study allocation, and HNWI Chronicles service delivery.",
        "Private-foundation authority and donor-advised-fund advisory privileges are separated.",
        "Process-outcome adjudication is a research endpoint and not a legal, fiduciary, tax, capacity, mandate, or professional-standard determination."
      ],
      "final_verdict": "PASS_PUBLIC_WORKING_PAPER_ONLY"
    },
    {
      "persona": "family-office and adviser end-consumer reviewer",
      "scope": "cold-read value, authority clarity, first action, internal drafting residue, visual status consistency, specificity, and AI-slop risk",
      "corrections_verified": [
        "The cover and all headers carry one clean public-working-paper status.",
        "Appendix A identifies the public working paper rather than a private-review candidate.",
        "Internal model-restoration language was replaced with a public model-provenance limitation.",
        "The thesis and first action remain clear without founder narration.",
        "The paper is specific and useful rather than generic promotional copy."
      ],
      "final_verdict": "PASS_PUBLIC_WORKING_PAPER_ONLY"
    },
    {
      "persona": "research ethics and privacy reviewer",
      "scope": "human-subject status, exemption and minimal-risk boundaries, privacy, consent, commercial conflict, no-start declaration, and cover status",
      "corrections_verified": [
        "Analytically non-interventional does not mean non-human-subject, exempt, minimal-risk, or approved.",
        "The paper states that no participant study, recruitment, intervention, record reuse, consent process, data transfer, or ethics or exemption determination has begun or been approved.",
        "Future participant or identifiable-record activity requires a separate protocol and independent ethics or exemption and jurisdiction-specific privacy review.",
        "The cover contains no stale private-review or public-release-hold status."
      ],
      "final_verdict": "PASS_PUBLIC_WORKING_PAPER_ONLY"
    }
  ],
  "global_limits": [
    "These five reviews were performed by AI persona agents and do not constitute independent external human review, peer review, professional advice, endorsement, or ethics approval.",
    "Independent human full-text verification of the 33 claim uses remains incomplete.",
    "Participant research and effectiveness claims remain on HOLD.",
    "Publication authorizes no recruitment, participant interaction, record access or reuse, coding, linking, prompting, feedback, intervention, participant-derived publication, or effectiveness claim."
  ],
  "release_ruling": "PASS_PUBLIC_WORKING_PAPER_WITH_DISCLOSED_LIMITATIONS"
}