Terms & Conditions

These Terms & Conditions ("Terms") govern your use of HNWI Chronicles ("we," "us," or "our") websites, products, and services (collectively "Services").

By accessing or using our Services, you agree to be bound by these Terms and by our Privacy Policy.

You must be at least 18 years old or the age of majority in your jurisdiction to use our Services.

You represent and warrant that the information you provide us is accurate and that you have the legal authority to enter into these Terms.

You may need to create an account to access certain Services.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

By purchasing a subscription (e.g., HNWI World), you agree to our Pricing Policy and Cancellation/Refund Policy.

You must provide valid payment details through Razorpay or other approved gateways.

All content, materials, and features provided by us are protected by intellectual property laws.

You may not reproduce, distribute, or publicly display any content without prior written permission from HNWI Chronicles.

You agree not to use our Services in any way that violates local, state, national, or international laws.

You may not attempt to hack, disrupt, or otherwise compromise our systems.